Lowest Mortgage Rates in Saint Louis: November 2011

Lowering home values throughout the country, as well as here in Saint Louis, are making today a great time to purchase a home at an affordable price. However, the price of the building isn’t the only number you should think about. Mortgage rates in Saint Louis will also have a big impact on how much you pay for your new home.

If you’re considering buying, ensure you take the time to get the lowest possible mortgage rate first. We’ve listed the local Saint Louis lending institutions with the very best interest rates on home loans right now. Find out if there’s a great deal near you.

Current Best Mortgage Rates in Saint Louis, MO

Different mortgage types are going to offer different mortgage rates, but no matter what type of loan you choose, there’s bound to be a great deal in Saint Louis. Below are the lowest mortgage rates offered by local Saint Louis lenders today for a variety of home loan types.

Best 15-Year Fixed Mortgage Rates in Saint Louis

• BancorpSouth Bank: 3.13%
• • No Orig. Fees
  • Points: 0


• First Bank: 3.25%
• • No Orig. Fees
  • Points: 0


• Quicken Loans Inc: 3.25%
• • No Orig. Fees
  • Points: 1.75

Lowest 30-Year Fixed Mortgage Rates in Saint Louis

• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• First Bank: 4.13%
• • No Orig. Fees
  • Points: 0


• BancorpSouth Bank: 4.13%
• • No Orig. Fees
  • Points: 0

Top 3/1 ARM Saint Louis Mortgage Rates

• US Bank National Association: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Associated Bank, National Association: 3.11%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• PrivateBank & Trust Company: 3.13%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates in Saint Louis for a 5/1 ARM

• Associated Bank, National Association: 2.26%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.63%
• • No Orig. Fees
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Scott Credit Union: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Please note that these rates are accurate as of November 2011, but are subject to change at any time. Additionally, borrowers may be subject to additional requirements and credit approval in order to receive the lowest advertised rate. Please contact individual lenders to verify rates before applying for a loan.